BBVA (banks). Just don't.

For banks I will always favor smaller/regional credit unions over big national banks, they will still screw you but they will use lube and a smaller dildo...everything else is just game on, read everything before you sign and get the best deal you can - always be willing to walk away

Bank of America is cock. I've also heard bad things about Wells Fargo. Most corporate banks aren't very good

You have to pick and select wisely and check all the fine print details of contracts. All of them work with traps and try to make you bleed.