Just because you HAVE the money to currently doesn't mean you will in the future. You can have the money to do it hypothetically but then blow it easily. People get more greedy with more money typically.
I wouldn't have a job unless I had a lot of money. I'd find some use for my time doing philanthropy. Not having to answer to anyone might be something I can handle. As it is I'm unemployed, and I don't have a lot of money.