Yes.Thats why I have no regrets

Yes

There has to be also a truth out there. Fate will be gone hopefully real soon (200 years)

I don't know about fate, per se, but I believe a lot of things happen "for a reason." I think if something like fate existed then people's futures would be kinder than they are.. There is such a thing as trajectory, though--long-term consequences to your current state, habits, etc.--it's just not very poetic and it's not written in stone.

Only up to a certain point, after which what happens next depends on us

The future is not set. There is no fate but what we make for ourselves.

I never felt an urge to believe things. Let alone believing things that are unpredictable to result in any predictable outcome.

...not entirely no... but I have a hard time calling complex predictable events fate.